RATES FROM 0% APR

 

Financing is available so that you can get the products you need without the financial burden of a big lump sum: pay in affordable and manageable monthly payments! Financing is quick and easy and most applications can be completed in less than 5 minutes.  

Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments.

 

Apply for any Affirm payment option with no impact to your credit score.

 

Minimum Requirements:

  • Canadian permanent resident or citizen
  • 18 years of age (AB, MB, ON, PEI, QC, SK) / 19 years of age (BC, NB, NF, NT, NS, NU, YK)
  • Minimum purchase of $500  

Here's how your online checkout will look:

1) Check out with your entire order online and select AFFIRM as your payment method.

  

 

2) You are approved for financing.

 

3) Your application is finalized electronically. 

 

4) Your order will be processed and shipped to you. Local Warehouse pick up is available as well.

 

5) Your monthly payments begin in 30 days.

 

All loans are open, which means you are able to pay back any amount (i.e. the remaining balance) at any time with NO PENALTY OR FEES. Interest is only charged for the duration you actually hold the loan, not the entire term. 


SHIPPING NOTE: All Affirm transactions will result in a shipping delay of 3 business days to allow for Affirm processing. 

 

Frequently asked questions
Why is the monthly payment different at checkout?
 

Estimated payments may not include taxes and/or shipping charges. All this will change your monthly payment. For an actual monthly payment please complete the online credit application process.

 
What does Affirm charge?
 
 
How do I make my monthly payments?
 
 
Can I prepay my outstanding PayBright balance?
 
 
I was not able to complete an Affirm transaction. What happened?
 
 
How do I access my Affirm account?
 
 
How do returns work if I paid using Affirm?
 
 
Does applying for financing affect my credit rating?
 
 

"Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please seehttps://www.affirm.com/en-ca/how-it-works.